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  1. Conserve up to 50% each month on convenience cleaner fabrics by cutting them into half, i.e. clothes dryer softener fabrics, face cleanser fabrics, etc. Cost savings:$ 5 each month
  2. Discover more thoughtful gifts and buy when the item is on sale, look for birthdays and holidays throughout the year not at the time of the events. Cost savings: $10 each month
  3. Bring your lunch to work once a week rather of eating out. Cost savings: $7 x 4 weeks = $28 each month
  4. Do not go to the coffee bar on the weekends. Cost savings: 2 visits @ $2 = $4 per week x 4 weeks = $16 each month
  5. If you owe $100 per month, pay $25 per week. Because credit card business accumulate interest daily on your balance, paying only once a month is a substantial hinderance to your financial health. Cost savings: $10 – $100 each month (or more!).
  6. Instead of a family night out, consider having an old fashion picnic together or a bike trip. Suppressing entertainment costs does not mean suppressing the enjoyment. Cost savings: $25+ each month.
  7. Spend a day cooking meals that can be frozen for later use for your household. Once a Month Cooking, a book by Mary Beth Lagerborg and Mimi Wilson, includes grocery lists and recipes to prepare and freeze a month’s worth of food for you and your household. Cost savings: $50+ each month.
  8. If you are a regular month-to-month book purchaser, stop the practice and visit your library as an alternative! If you firmly insist on buying books, buy it previously owned at your regional store or online at merchants such as www.half.com or www.amazon.com. Cost savings: $5 – 15 each month.
  9. Try less expensive fuel. If you live in North America and have Internet availability, you have the ability to look for the most inexpensive gas rate in your neighborhood with Gas Buddy, www.gasbuddy.com. Cost savings: $5 – 15 each month.
  10. If you are a group of four or more people, consider buying dining certificates at Restaurant.com, www.restaurant.com. Cost savings: $5- $50 each month.

Extra tip: When equipment break, you do not necessarily need to buy OEM parts. There are many high quality replacement parts created by specialty manufacturers that many times are superior than the original and less costly. Here is one manufacturer that makes food equipment replacement parts:

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